Most Phoenix bookkeeping services charge between $200 and $600 per month for ongoing monthly work. A simple service business with 50 transactions pays less than a restaurant tracking tips and inventory or a contractor managing job costs across multiple projects. The range is wide because the work involved varies significantly.

Transaction volume is the biggest factor. More transactions mean more time reconciling bank accounts and credit cards. If you’re running sales through multiple channels, accepting payments through several processors, or managing multiple bank accounts, expect to pay more than a business with one account and straightforward deposits.

Industry matters because some businesses need specialized tracking. A retail shop needs inventory tracking and cost of goods sold calculations. A construction company needs job costing to know which projects are actually profitable. A restaurant deals with tip reporting and food cost analysis. Most Scottsdale bookkeeping services and Phoenix providers can handle general bookkeeping, but industry expertise matters if your accounting has unique requirements.

What’s included varies significantly between providers. Some quote a low monthly price but only include transaction entry and bank reconciliation. Others include monthly financial statements, accounts receivable tracking, and regular communication about what the numbers mean. Full-service bookkeeping typically covers all of these, while basic packages may leave gaps you’ll need to fill yourself.

Payroll usually costs extra. Basic payroll processing runs $50 to $150 per pay period depending on employee count. Full-service payroll with tax filings and year-end forms costs more. Sales tax filing is often separate too, typically $50 to $100 per filing.

Tax preparation is almost always separate from bookkeeping. Expect $500 to $2,000 for small business tax returns depending on complexity. Clean monthly books make tax prep faster and cheaper. Messy books mean your CPA spends hours sorting things out before they can even start the return.

If your books are behind, catch-up work is priced separately. Getting six months or a year of neglected bookkeeping cleaned up typically costs $500 to $2,000 depending on how much of a mess exists. This is a one-time project cost on top of ongoing monthly fees.

The cheapest quote isn’t always the best value. A bookkeeper charging $175 monthly who doesn’t understand your industry will produce books that are technically balanced but operationally useless. You can’t make good decisions from financial statements that don’t track what actually matters for your type of business.

Some business owners try handling bookkeeping themselves to save money. If you’re spending 8 to 10 hours monthly on it, calculate what that time costs you. For most business owners, the hourly rate they could be billing or the revenue they could be generating exceeds what professional monthly service would cost. And if the books end up wrong, cleanup costs often exceed what proper bookkeeping would have cost in the first place.